Kwanzaa Was Lit…Kinda

Reflections From My First Kwanzaa Last week marked the conclusion of my family’s first time celebrating Kwanzaa. I’ve wanted to celebrate it for years, but my husband and I’s lack of familiarity with the holiday left me feeling intimidated and trepidatious. During the Christmas season of 2020, something felt off. It was our first ChristmasContinue reading “Kwanzaa Was Lit…Kinda”

Hey You! Adjust Your Retirement Contributions!

Adjust your 401k/457/403b Contributions in Time for the New Year The limit for employee contributions to 401k/403b/457 accounts has increased! In 2019 and 2020, the max an employee could contribute to the aforementioned tax-advantaged accounts was $19,500. For 2022, this amount will increase to $20,500! This amount does not include employer matching, so your employerContinue reading “Hey You! Adjust Your Retirement Contributions!”

We Travel Hacked our Way to a FREE Trip to Costa Rica (Flights + Luxury Resort)

We paid $195.90 for a $6,343.00 trip! My husband and I just booked a trip to Costa Rica for a week during spring break next year. For our resort, he paid $0. The same accommodations would cost us $1,603 out of pocket. How’d we accomplish such a feat? POINTS!  He used some of the pointsContinue reading “We Travel Hacked our Way to a FREE Trip to Costa Rica (Flights + Luxury Resort)”

Lil’ Victory: Turning a Liability into an Asset with Turo

Gathering Dust, Gathering Rust We are a two car household. Since the COVID shutdown in March of 2020, my husband has been working remotely from home. Each weekday morning, I leave for the day in one car while the other sits in our driveway. This has been the case for over a year. Meanwhile, we’veContinue reading “Lil’ Victory: Turning a Liability into an Asset with Turo”

I Got A Promotion and I Feel… Sad

Mo’ Money Mo’ Problems The financial independence mindset has changed the way I see so many situations. Before this year, my goal was always to earn more money and move up on the organization chart. I wanted my job title to signify importance, I was all about climbing the ladder just to feel better aboutContinue reading “I Got A Promotion and I Feel… Sad”

Newbie Real Estate Investing Lesson #1: Shop Around for an Agent

I haven’t been blogging lately because I’ve been using all of my spare time learning about real estate. I’ve dipped into the waters before but I’ve always backed out after a couple weeks, jumping to the next shiny new thing. This time is different. The past two months have been dedicated to spending time exploringContinue reading “Newbie Real Estate Investing Lesson #1: Shop Around for an Agent”

Before You Buy, See if You Can Get it for Free

I write this post atop my high horse. I am feeling pretty good about myself right now, so I must share. A little backstory, I’ve always had a frugal instinct. When I got my first job in my current state of residence, I needed work clothes. Instead of going to clothing stores, I went toContinue reading “Before You Buy, See if You Can Get it for Free”